Effective Date: 7/1/2025

Effective Date: 7/1/2025

 

Chama MicroGroups ("Chama," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform to participate in group funding, investments, and merry-go-round savings.

 

1. Information We Collect
We may collect the following types of information:

• Personal Information: Name, email address, phone number, payment details, and identity verification documents.

• Usage Data: IP address, browser type, operating system, pages visited, and the dates/times of access.

• Cookies and Tracking: We use cookies and similar technologies to enhance your experience.

 

2. How We Use Your Information
We use the collected information to:

• Provide and manage your account and group participation

• Process payments and contributions

• Communicate with you and send updates

• Analyze usage to improve our services

• Comply with legal obligations

 

3. Sharing Your Information

We may share your data with:

• Service providers performing functions on our behalf (e.g., payment processors, cloud hosting)

• Legal authorities, if required by law or to protect our rights

• Group administrators or members, where applicable, for transparency and accountability

 

4. Your Privacy Rights
You have the right to:

• Access the personal information we hold about you

• Request corrections or updates to your data

• Request deletion of your information, subject to legal obligations

 

5. Data Security
We implement reasonable technical and organizational measures to protect your data. However, no system is completely secure.

 

6. Cookies
You can manage cookie preferences through your browser settings. Disabling cookies may affect your user experience.

 

7. Data Retention
We retain personal data as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

 

8. Children's Privacy
Our services are not intended for children under 18. We do not knowingly collect data from minors.

 

9. International Users
If you are accessing our services from outside the United States, be aware that your data may be processed and stored in the U.S.

 

10. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on our website with the updated effective date.
 

11. Contact Us
If you have questions about this Privacy Policy, please contact us at:

 

Chama MicroGroups llc
10011 Bridgeport Way SW STE 1500 #166
Lakewood, WA 98499
Email: support@chamamicrogroups.com